Terry has been linked with a mega move to Premier League rivals Manchester City in recent weeks.
“Happiness is the biggest thing,” Beckham said. “If you’ve got passion to play for the club you’re at, and if you’re at the club you always wanted to be at, then that goes beyond any money.
“JT’s like that. He’s passionate about football, not passionate about money. He’ll decide what’s best for his football career.”
Terry has so far refused to comment on his future.
Beckham said: “It won’t be about money for him. At the end of the day, he’s England captain and you don’t become England captain being greedy. You become it because you’re passionate about the game.
“I don’t think JT will move because he’s Chelsea through and through. But football’s football. It’s a business. But I think he’ll stay at Chelsea because they won’t want to lose him.”
